Beaches Habitat for Humanity is a non-profit, ecumenical Christian housing ministry dedicated to eliminating substandard housing in the Jacksonville Beaches. As an affiliate of Habitat for Humanity International, Beaches Habitat seeks to eliminate poverty housing and to make decent housing a matter of conscience and action. Beaches Habitat works in partnership with local families and volunteers to build simple, decent homes. Founded in 1991, Beaches Habitat dedicated its 201st home in November of 2009. More homes are under construction in Haywood Estates off Mayport Road. Palms was a very early organizer of the Habitat affiliate with a covenant for a beaches group that dates back to 1989.

Beaches Habitat selection committee chooses families to live in the homes based on need, ability to pay and willingness to partner. Families must invest 300 hours of labor working alongside volunteers. After construction, the families purchase the home from Beaches Habitat at no profit and with no interest charged. The average house payment for a family is $525. Money from the mortgages goes to fund future homes. Palms has built many homes with hundreds of volunteers. Palms provides financial support, often accounting for the full cost of a home, having built four entire homes since 2005, and participated in Apostle Builds with groups of churches and has built several more homes through this type of joint effort. Palms disciples have also served on the Board of Directors. Education is very important to Beaches Habitat and because of that core value, adult classes are held in budgeting, home finance, and home maintenance. Beaches Habitat also offers a variety of programs for its youth.